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HomeBudgeting & Planning

Budgeting & Planning

Make your major life decisions with financial confidence.

Whether you are preparing your budget for the true cost of raising a child in NZ or comparing the math behind dealership car finance versus personal loans, this section provides the realistic numbers and strict budgeting rules you need to protect your wealth.

cost-of-raising-a-child-nz-2026
Financial Guides NZ

The Real Cost of Raising a Child in New Zealand (2026)

February 21, 2026 Olivia Bennett

Welcoming a new baby into your family is one of life’s greatest joys. But beneath the excitement of buying tiny clothes and painting the nursery lies a daunting financial reality: raising a child in New […]

car-finance-interest-rates-nz-comparison
Financial Guides NZ

Car Finance Interest Rates NZ: Are Dealerships Ripping You Off?

February 21, 2026 Olivia Bennett

You have finally found the perfect car, test-driven it, and negotiated the price. The salesperson then invites you into the back office to “sort out the paperwork.” This is exactly where thousands of New Zealanders […]

kainga-ora-first-home-grant-eligibility
Financial Guides NZ

The First Home Grant is Gone: What Are Your Options in 2026?

February 21, 2026 Olivia Bennett

If you have been meticulously saving your money and counting on the government’s free $10,000 top-up to help buy your house, we need to deliver some hard truth: The Kāinga Ora First Home Grant no […]

hidden-costs-buying-house-car-nz
Financial Guides NZ

The Kiwi Dream Deconstructed: Hidden Costs of Buying Assets in NZ

February 21, 2026 Olivia Bennett

Achieving the “Kiwi Dream” of owning your own home or upgrading to a reliable vehicle is an exciting milestone. But in New Zealand, the sticker price is never the final price. Countless first-home buyers and […]

Recent Posts

  • The Real Cost of Raising a Child in New Zealand (2026)
  • Car Finance Interest Rates NZ: Are Dealerships Ripping You Off?
  • The First Home Grant is Gone: What Are Your Options in 2026?
  • The Kiwi Dream Deconstructed: Hidden Costs of Buying Assets in NZ
  • How to Crush Debt with 0% Balance Transfer Credit Cards in NZ
  • Need Emergency Cash? How to Use a WINZ Advance Payment for Debt
  • How Long Does a KiwiSaver Hardship Withdrawal Take in NZ?
  • Breaking the Debt Cycle: The Ultimate NZ Guide to Debt Consolidation
  • The Hidden Cost of BNPL: How Afterpay & Zip Affect Your NZ Mortgage
  • The Truth About “No Credit Check Loans” in NZ: Scam or Reality?

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Recent Posts
  • The Real Cost of Raising a Child in New Zealand (2026)
  • Car Finance Interest Rates NZ: Are Dealerships Ripping You Off?
  • The First Home Grant is Gone: What Are Your Options in 2026?
  • The Kiwi Dream Deconstructed: Hidden Costs of Buying Assets in NZ
  • How to Crush Debt with 0% Balance Transfer Credit Cards in NZ
  • Need Emergency Cash? How to Use a WINZ Advance Payment for Debt
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  • Financial Guides NZ
  • Money Management
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