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HomeMoney Management

Money Management

The Money Management category provides practical guidance on budgeting, debt management, and everyday financial planning in New Zealand.

Explore simple strategies to manage expenses, reduce financial stress, and build healthier money habits for long-term stability.

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Borrowing Basics

Understanding the NZ Lending Landscape: Banks vs Non-Bank Lenders Explained

February 17, 2026 Daniel Whitaker

The main difference between NZ banks and non-bank lenders (finance companies) lies in their risk appetite and approval criteria. While major banks (like ANZ, ASB, BNZ) offer lower interest rates but adhere to strict CCCFA […]

Recent Posts

  • CCCFA Explained: Did Your Morning Coffee Kill Your Loan Application?
  • Peer-to-Peer Lending NZ: A Smarter Alternative to Banks?
  • Loans for Beneficiaries on WINZ: Advances vs Private Lenders
  • Understanding the NZ Lending Landscape: Banks vs Non-Bank Lenders Explained

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Recent Posts
  • CCCFA Explained: Did Your Morning Coffee Kill Your Loan Application?
  • Peer-to-Peer Lending NZ: A Smarter Alternative to Banks?
  • Loans for Beneficiaries on WINZ: Advances vs Private Lenders
  • Understanding the NZ Lending Landscape: Banks vs Non-Bank Lenders Explained
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  • Financial Guides NZ
  • Money Management
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