The Credit & Approval category focuses on how lenders assess applications in New Zealand. Explore clear explanations about credit scores, eligibility requirements, loan approvals, and common reasons applications may be declined.
This section helps you understand what lenders look for and how you can strengthen your financial profile before applying.
The main difference between NZ banks and non-bank lenders (finance companies) lies in their risk appetite and approval criteria. While major banks (like ANZ, ASB, BNZ) offer lower interest rates but adhere to strict CCCFA […]
Copyright © 2026 EasyLoan. All rights reserved.
Disclaimer: The information provided on EasyLoan.co.nz is for general informational purposes only. We do not provide financial advice or lending services. Always review the full terms and conditions of any financial provider before making decisions. Borrow responsibly and never commit to more than you can afford to repay.