It sounds like a bad joke, but in New Zealand, it is a reality: buying too many takeaway coffees or having too many subscriptions can get your home loan or personal loan declined. This is […]
Tired of the bank saying “no” but refusing to pay sky-high interest rates to a finance company? Peer-to-Peer (P2P) lending might be the middle ground you are looking for. In New Zealand, platforms like Harmoney, […]
Getting a loan while on a WINZ benefit is challenging because most major banks view government benefits as insufficient income for servicing debt. However, you are not out of options. Beneficiaries in New Zealand typically […]
The main difference between NZ banks and non-bank lenders (finance companies) lies in their risk appetite and approval criteria. While major banks (like ANZ, ASB, BNZ) offer lower interest rates but adhere to strict CCCFA […]
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